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Chapter 13 Bankrupty Attorney in Harrisburg, PA

What is Chapter 13 Bankruptcy?  Do I Qualify?

Chapter 13 bankruptcy is good option if you’re worried about losing your home or if your income is too high to satisfy the means test of the bankruptcy code. It allows for the repayment of your debt though a manageable monthly payment plan to the bankruptcy trustee, including arrears on your home, over a three to five year period.  

How is Chapter 13 Bankuptcy Different from Chapter 7?

People who file Chapter 13 bankruptcy in Harrisburg can pay off more debt and lower the interest rates on that debt, cram down the value of their vehicle, discharge second mortgages and on and on. To ensure the success of the case, a payment plan is set to accommodate the individual circumstances of the debtor while making them accountable for each payment. Generally people who work with a Chapter 13 attorney to resolve their debt have too many assets or too high an income to be considered for Chapter 7.


Save your home.  Stop the clock and get a fresh start.  It’s yours if you qualify. Don’t waste another minute.
 For a review of your situation and to see if you qualify for a Chapter 7 or a Chapter 13 contact us to schedule a consultation.  Consultations are always free and we sincerely enjoy helping good people through tough times. 

 

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3618 North 6th Street,


Harrisburg, Pennsylvania  


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